Michigan
9th-12th Grade
State Standards
Look below to see how Banzai's courses, worksheets, activities, and games align with the Merit Curriculum: Personal Finance for 9th-12th Grade. Use the filters to change the location, set of standards, and grade level. Note, any one activity listed will satisfy the associated competency.
PF1 Earning Income: Conduct research regarding potential income and employee benefit packages, non-income factors that may influence career choice, benefits, and costs of obtaining the necessary education or technical skills, taxes a person is likely to pay, and other possible sources of income.
Soft Skills (Game)College Alternatives (Game)How Much Can I Make? (Game)Career Exploration (Worksheet)Plan Outside the Box (Worksheet)College: Interview a Pro (Worksheet)College Alternatives (Worksheet)Interpersonal Skills (Worksheet)Work-Life Balance (Worksheet)High School: Interview a Pro (Worksheet)Interview a Business (Worksheet)Problem Solving (Worksheet)Market Research (Worksheet)Leadership & Teamwork (Worksheet)Time Management (Worksheet)Plan for College (Worksheet)Quantitative Business Research (Worksheet)Stress Management (Worksheet)Middle School: Interview a Pro (Worksheet)Job Benefits (Article)Planning a Job (Article)Small Business (Article)Reasons Businesses Fail (Article)Become an Entrepreneur (Article)Jobs and Income (Article)
PF2 Buying Good and Services: Describe the factors that consumers may consider when purchasing a good or service, including the costs, benefits, and the role of government in obtaining the information.
PF3 Budgeting and Saving: Identify the incentives people have to set aside income for future consumption and evaluate the impact of time, interest rates, and inflation upon the value of savings.
Advanced Budgeting (Game)Life Scenarios (Game)Retirement (Game)Banking (Game)Cost of College (Game)Consumer Smarts (Game)Paying for College (Module)Middle School Personal Finance (Workbook)Emergency Fund (Worksheet)Owning a Car (Worksheet)50/30/20 Rule (Worksheet)Income & Expenses (Worksheet)Simple Interest (Worksheet)Middle School Course Review (Worksheet)Work-Life Balance (Worksheet)Checking Accounts (Worksheet)Your First Account (Worksheet)Problem Solving (Worksheet)Income & Expenses - Advanced (Worksheet)College: S.M.A.R.T. (Worksheet)Budgeting (Worksheet)Understanding IRAs (Article)College Expenses (Article)Saving Money (Article)Planning Expenses (Article)Making and Spending Money (Article)Renting (Article)Opening an Account (Article)Shares and CDs (Article)Interest (Article)50/30/20 Budgeting (Article)Check It Out (Article)Become an Entrepreneur (Article)Business Plan (Article)
PF4 Using Credit: Evaluate the benefits, costs, and potential impacts of using credit to purchase goods and services.
Standard
Defined by Merit Curriculum: Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
4.1: Free Application for Federal Student Aid (FAFSA), Student Loans, Scholarships, Work Study and Grants
Scholarships (Game)Cost of College (Game)Advanced Budgeting (Game)Paying for College (Module)Filling out FAFSA (Worksheet)College: S.M.A.R.T. (Worksheet)Credit Cards (Worksheet)Fill Out the FAFSA (Article)College Expenses (Article)Managing Debt (Article)Borrowing (Article)Credit Cards (Article)Credit Score (Article)
PF5 Financial Investing: Analyze the risks, expected rate of return, tax benefits, the impact of inflation, the role of government agencies, and the importance of diversification when investing in financial assets.
Stock Market Showdown (Game)Retirement (Game)Banking (Game)Advanced Budgeting (Game)Middle School Personal Finance (Workbook)Investment Terms (Worksheet)IRA (Worksheet)401k (Worksheet)Investments (Article)Stock Market 101 (Article)Stock Market Conditions (Article)Investments (Article)Understanding IRAs (Article)Intro to Investing (Article)Interest (Article)Business Plan (Article)
PF6 Protecting and Insuring: Assess the financial risk of lost income, assets, health, or identity, and determine if a person should accept the risk exposure, reduce risk, or transfer the risk to others by paying a fee now to avoid the possibility of a larger loss later.
Advanced Budgeting (Game)Digital Footprint (Game)Life Scenarios (Game)Internet Safety (Game)Cyberbullying (Module)Auto Insurance (Worksheet)Clickbait and Phishing (Worksheet)Your First Account (Worksheet)Middle School Course Review (Worksheet)Internet Safety Scenario Sorting (Worksheet)Recognizing Scams (Worksheet)Internet Safety Course Review (Worksheet)Auto Insurance (Article)Health Insurance (Article)Check It Out (Article)Identity Theft (Article)Avoiding Scams (Article)Peer-to-Peer Payments (Article)Ransomware (Article)Opening an Account (Article)
PF7 Paying Taxes: Identify and evaluate taxes a person is likely to pay, including federal, state, and local taxes, tax benefits and drawbacks, impacts on take-home pay, types of IRS tax forms, and how these can affect their taxes.